Identify the factors that cause the bank statement balance to differ from the depositor's book balance by matching each it its definition on the right.
1. Outstanding check
2. Deposit in transit
3. NSF check
4. Bank charges
A. A check written by a customer who does not have enough money in his account to cover the check
B. A check written by the depositor that has not yet been received by the bank for payment
C. Deposit made and recorded by the depositor, but not yet recorded on the bank statement
D. Service fees charged by the bank