kermit is considering purchasing a new computer system. the purchase price is $102,048. kermit will borrow one-fourth of the purchase price from a bank at 10 percent per year compounded annually. the loan is to be repaid using equal annual payments over a 3-year period. the computer system is expected to last 5 years and has a salvage value of $8,926 at that time. over the 5-year period, kermit expects to pay a technician $20,000 per year to maintain the system but will save $73,307 per year through increased efficiencies. kermit uses a marr of 12 percent to evaluate investments. what is the net present worth for this new computer system?